If you access links on the JS Inc./Barclay web site which take you to another site, JS Inc./Barclay does not endorse or accept any responsibility for the content of such websites linked to the JS Inc./Barclay website, or for the products, services or other items offered through such websites. In no event, including (without limitation) negligence, will JS Inc./Barclay be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the JS Inc./Barclay website.

The material on this website is for informational purposes only and covers a variety of financing types and topics. Although some of the information might involve tax, legal, accounting or similar issues, JS Inc./Barclay does not intend this website to be an advisory service web site. Advice on such financial matters must fit your own particular circumstances. We encourage you to consult with your own professional advisors to review the adaptability of any information on this web site to your particular situation.

JS Inc./Barclay does not warrant that any information, software or other harmful elements through one of JS Inc./Barclay’s or linking web pages are free of viruses, worms, Trojan horses or other harmful elements.

JS Inc./Barclay and its related corporate entities does not engage in the solicitation of funds connected with the sale of  any type of  equity securities.  JS Inc./Barclay solely functions as a financial intermediary between a funder and business person(s) or corporate entities searching for secured business funds (loans) or other funds secured by real estate. JS Inc./Barclay has never in the past, and never will, solicit funds connected in any way with the sale of equity securities.   

JS Inc./Barclay reserves (without limitation) the right to reject any financing request if it feels that it does not have a reasonable chance of closing the financing. JS Inc./Barclay will accept or reject any financing request solely on the positive or negative merits of the particular financing request. Regarding any financing request, JS Inc./Barclay does not discriminate against any individual or company representative requesting the financing, because of their national origin, race, color, gender, minority status or religion. JS Inc./Barclay does not directly engage in the soliciting of or in the raising of any form of equity capital, investment capital or venture capital. JS Inc./Barclay is a financial intermediary and although JS Inc./Barclay makes every attempt to deal with ethical and responsible sources, JS Inc./Barclay (without limitation) is not responsible in any way for the actions, verbal or written agreements, or the business practices of any of its financial sources, other brokers or other related third parties engaged in a transaction. In no event, including (without limitation) negligence, will JS Inc./Barclay be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, arising out of or in connection with the interactions with its financing sources, other brokers or other related parties engaged in a transaction. Barclay Associates is a division of Joseph Spatola, Inc.

THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS WEBSITE COULD ON RARE OCCASIONS INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. ALSO, BECAUSE OF THE CONSTANTLY CHANGING CRITERIA OF OUR LENDERS, IT IS OFTEN IMPOSSIBLE TO KEEP EVERY PAGE UPDATED. JS INC dba BARCLAY ASSOCIATES WILL NOT BE HELD RESPONSIBLE FOR DAMAGES DUE TO SUCH INACCURACIES OR OMISSIONS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. JS INC. MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SERVICE(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY IME.

Any rights not expressly granted herein are reserved.