Asset Based receivable lending and 
inventory financing furnishes much 
needed working capital for companies 
by advancing funds secured by accounts 
receivable, inventory, machinery and 
equipment and real estate.

Since 1975-Contact us TODAY for a Free Consultation
Phone or Text 856-278-6103

Asset Based Receivable Lending (ABL) is a type of accounts receivable oriented financing available to wholesalers, distribution,  manufacturing and service companies and other companies. . This type of financing has enabled tens of thousands of companies to grow and prosper. Barclay Associates specializes in and has many sources for Asset Based Lending.  We offer asset based receivable/inventory financing in all 50 states. =====>


  • Your company must have business accounts receivable. Consumer receivables cannot be financed.
  • Your company must be currently profitable, or at least in a solid turnaround position Where you can demonstrate that you will soon be profitable.
  • asset based receivable/inventory lenders will not loan on inventory alone. Your company must have business (not consumer) accounts receivable.


  • ASSET BASED RECEIVABLE AND INVENTORY FINANCING  is designed for fairly mature wholesalers/distribution, manufacturers and service  companies with receivable balances of $800,000 to $1 million or more.
  • In contrast to a factor, the receivable lender does not purchase your invoices, but loans against receivables and other assets. They advance you a percentage of each invoice amount. The customer is not aware that you are borrowing on your receivables or inventory.
  • This form of financing secures the loan with accounts receivable, and sometimes inventory, machinery and equipment or commercial real estate.
  • Rates are generally very attractive.
  • This type of financing usually enables wholesalers/distribution firms and manufacturers to have a flexible line of credit. Often  our asset based lenders can increase your credit line in mid-year in the event that you take on a large customer or have a surge in sales. This flexibility is very important to a rapidly growing company.  


    • can be utilized by manufacturing, distribution or service companies.
    • do not require a monthly principal repayment.
    • enables your company to grow at an almost unlimited rate. The more sales you generate, the more money you are advanced.
    • enables your company to have much needed funds as your sales grow and you create more receivables. The flexibility of this type of lending is very important when funds are needed yesterday.

    Barclay Associates specializes in difficult asset based receivable/inventory loan requests for  companies in many industries. If you have been turned down by banks or other lenders, PLEASE DON'T GIVE UP! We may be able to find an  asset based lender who will meet your needs.

    Some of the many companies and industries which we serve include:

Wholesale distributor factoring and accounts receivable financing

Wholesale grocer factoring and accounts receivable financing

Manufacturing company factoring and accounts receivable financing

How to Contact Us
Send us an E-mail with some details of your financing request. It is important to send your: Full name, PHONE NUMBER and a paragraph or two describing your financing needs. Please DO NOT forget to include your PHONE NUMBER.

Phone or text: 856-278-6103
Fax: 844-328-4827
Call us anytime 24/7. We are available for one-on-one discussion up to 11 PM Eastern Time and on weekends.


  • INCOME PROPERTIES - COMMERCIAL MORTGAGE LOANS- (apartment and office building loans, self storage units, mobile home park financing, strip centers etc. (Not raw land/land developer loans) - $100,000 minimum loan amount. ($125,000 minimum if referred by broker.) Multi-family (apartment buildings) must be 5 units or more.
  • RAW LAND LOANS OR LAND DEVELOPMENT LOANS $500,000 minimum loan amount($600,000 minimum if referred by broker).
  • SBA LOANS-$300,000 minimum loan amount. ($350,000 minimum if referred by broker).
  • OTHER SMALL BUSINESS LOANS (NON SBA)- $300,000 minimum loan amount ($375,000 minimum if referred by broker).
  • FACTORING AND ASSET BASED FINANCING These are business loans using accounts receivable, inventory, equipment & real estate as collateral- $500,000 minimum loan amount($600,000 if referred by broker).
  • OTHER TYPES OF FINANCING NOT INCLUDED ABOVE - contact us for minimum loan amounts.
Copyright 1997-2018 JS Inc./Barclay Associates-All Rights Reserved
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BROKERS and other intermediaries- WE WELCOME BROKERS. It is EXTREMELY IMPORTANT that you [CLICK HERE] to obtain full information about our referral fee program and our referral fee rates to brokers.
  • We DO NOT finance residential properties-only commercial.

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Copyright 1997-2019 JS Inc./Barclay Associates-All Rights Reserved
Page copy protected against web site content infringement by Copyscape